Food market – Cocina Con Carmen http://cocinaconcarmen.com/ Mon, 14 Nov 2022 02:22:08 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://cocinaconcarmen.com/wp-content/uploads/2021/06/icon-2021-06-24T184718.286.png Food market – Cocina Con Carmen http://cocinaconcarmen.com/ 32 32 What does hotel finance entail? https://cocinaconcarmen.com/what-does-hotel-finance-entail/ Mon, 13 Jun 2022 07:48:03 +0000 https://cocinaconcarmen.com/?p=3989 Raising funds to fund the building, restoration, or operation of a hotel property is known as hotel financing. You can fund a hotel through various methods, including loans, bonds, and equity investments. The most prevalent method of hotel financing is through loans. People can finance both the development and operation of a hotel through loans. […]]]>

Raising funds to fund the building, restoration, or operation of a hotel property is known as hotel financing. You can fund a hotel through various methods, including loans, bonds, and equity investments.

The most prevalent method of hotel financing is through loans. People can finance both the development and operation of a hotel through loans. Bond is another sort of finance that can be utilized for both building and operation. Equity investors often fund construction projects. Equity investors may contribute further capital in loans or equity investments once the hotel is open.

Is it possible to finance a hotel with a payday loan?

Payday loans are popular among small business owners because they provide fast and convenient ways of obtaining capital. GreenDay doesn’t check your credit history, so from there you may get a payday loan easy.

If you’re considering obtaining a payday loan to fund your hotel business, look into a few things. 

First and foremost, make sure you have a good company plan. This will assist you in determining how much money you require and whether you can afford the loan. 

Second, compare interest rates and terms to find the best deal. Payday loans are pricey, so finding a lender who is prepared to work with you is critical. Finally, be ready to pay back the loan as quickly as possible. Because payday loans are normally due on your next payday, if you cannot return the loan in full, you may face even greater interest rates and fees. On the other hand, a payday loan can help you receive the cash you need to start or grow your hotel business with proper strategy and execution.

How do you finance a hotel?

With so many diverse methods to use hotel loans, it’s only natural that different business loans will suit different projects or aims better. If you want to establish a new hotel, hotel bridge loans may be the best option. If you’re looking to launch a new marketing campaign, on the other hand, a low-interest asset-based loan would be a better option.

Every company has a unique financial profile and set of requirements. Finally, before applying for hotel loans, you should thoroughly analyze your situation. Continue reading for a complete overview of the top hotel finance alternatives available.

What is it like to possess a hotel room?

Some or all of the rooms at a condominium hotel have been transformed into legally available units for purchase. Owners can then choose whether to live in the unit or add it to the hotel’s room inventory. As a result, the unit becomes accessible for public rent, allowing the owner to earn money.

Getting Approved for Hotel Financing

There are a few variables to examine regardless of which hotel financing provider you choose to ensure you qualify for the right loan. To help you get started, we’ve highlighted some of these elements below:

Brand and reputation

Many hotel owners overlook one important factor: their hotel brand when it comes to loans. The truth is that hotels that operate under a well-known brand are more likely to get approved for a loan. Smaller hotels may be required to furnish additional information to demonstrate their ability to repay the loan.

Cash Flow Net

It’s critical to have accurate and up-to-date records of your hotel’s amount going in and out when applying for a loan. Lenders use this net cash flow to estimate how much your hotel will owe on a given loan.

Revenue per room

The computed value that tells a hotel financing business how efficiently you manage your hotel is called revenue per available room (RevPAR). A lender will use your RevPAR to determine if your firm is booming and if you will be able to repay a prospective loan.

Ratio of Loan-to-Value

Though hotel lenders may not always keep an eye on your loan-to-value (LTV) ratio, commercial real estate lenders do. The loan amount divided by the appraised property value is how a lender like Hall Structured Finance calculates your LTV ratio.

Yield on Debt

Even before making a loan, hotel financing companies must plan for the worst. This is when debt yield enters the picture. The debt yield is computed by dividing a hotel’s net operating income by the loan amount. 

If you need to foreclose on your hotel for whatever reason, hotel financing businesses are aware of the potential return.

Advantages of Hotel Loans:

Hotel loans are obtained for a variety of reasons. However, the following are some advantages of hotel finance that provide required market competition:

  • No hidden fees: There are no hidden fees because the private lender’s loan processing is clear to customers.
  • Fast processing: Private lenders will handle your loan application within days. They are not a waste of time.
  • Customization: These finance choices assist you and your company grow and provide funds for operations requiring consumer acquisition.
  • No security required: Hotel loans do not demand any security.

Payments are variable according to your preferences, allowing you to pay off quickly. Hotel funding can help you manage your cash flow more efficiently. As you may be aware, hotel loans do not require any collateral, which relieves you of some additional concerns.

]]>
Four Best Tips That Can Cut Food Bill And Save Money https://cocinaconcarmen.com/four-best-tips-that-can-cut-food-bill-and-save-money/ Mon, 21 Mar 2022 06:30:39 +0000 https://cocinaconcarmen.com/?p=2551 Cut food bills by 20% simply by shopping at the local farmers’ market. MANY OF MY EXPENSES DECREASED after I began residing in my home due to COVID-19 in March. However, groceries became significantly higher in cost. Not only have grocery prices increased, and I’ve been using Instacart to take care of my shopping so […]]]>

Cut food bills by 20% simply by shopping at the local farmers’ market.

MANY OF MY EXPENSES DECREASED after I began residing in my home due to COVID-19 in March. However, groceries became significantly higher in cost. Not only have grocery prices increased, and I’ve been using Instacart to take care of my shopping so that I can remain at home. With the increased cost of products, Instacart fees, and tips, I’ve paid 25-30 percent more for food in the past year. When I didn’t have enough money to pay for food I applied for bad credit payday loans at GreenDayOnline.

When I am out and about, Farmers’ markets are my favorite place to shop for groceries. Farmer’s markets are more secure than supermarkets because they aren’t in the middle of the city. In addition, these markets that I frequent have established security protocols to prevent crowds and minimize contact.

I am a farmer’s market aficionado. The local markets have a wide selection of organic, delicious fruit and veggies through summer and autumn. The produce sold at markets tends to be fresh-picked to last for at least an additional two weeks than the fruits and vegetables purchased from the grocery shop. Additionally, I can find various and more delicious kinds of vegetables that aren’t able to go into food stores. When I complete most of my shopping at the farmer’s market, I am healthier and cook freshly-cooked meals more often.

We’re blessed to live in Northern California. There are numerous farms within reach from and within the Bay Area, and the climate allows for markets to be open all year long. At least one farmer’s market nearly every day located in the East Bay. I can buy the majority of my food items there since vendors carry dairy and meat, fish, rice, bread, and ready-to-eat foods along with fruits and vegetables.

Most importantly, I pay between 10% and 20% less on similar items that I’d buy at the store (not including the delivery cost). Here are my suggestions for making savings on your grocery bill while shopping at the farmer’s market.

Be patient until the peak of the season

Fresh vegetables and fruits are more affordable in the grocery store during their season. On the market for farmers, you can find them much less expensive. Huge bags of carrots or flats of strawberries are fantastic bargains when a farm has to remove the product quickly.

One of my favorite farms offers Whole flats with Organic strawberries (12 baskets) for $20 when the strawberry harvest is at its highest. It’s only one-third from the price of $5 for a basket I’d be willing to pay at the beginning of the strawberry season.

Buy in large quantities

A lot of vendors offer bulk discounts on their produce. Many kales cost $3, but I could purchase three bunches for just $5. Baby lettuces that typically be sold for $5 per kilogram are sold in a 2-pound bag for just $8. This is a small amount of savings; however, they make a difference.

In the summer it is common to find more attractive prices on orders. Heirloom tomatoes usually cost priced at $4 per pound, but I could get a whole flat (about 10,500 g) for only $30. Half an organic strawberry flat costs $15, while the entire apartment could fetch $20 at the close of the day.

My wife and I can’t consume that many strawberries or tomatoes before they start to go wrong. Therefore, I cook the tomatoes, then freeze the rest for treats in winter. I chop up strawberry pieces and store them to make smoothies or add them to the blender to make popsicles. It’s my favorite tool to cut down on bulk food items.

Another reason to buy in bulk an excellent method is sharing the fruits among my friends. If we each get a bag of organic strawberries at $20 each, four friends could contribute $5, and each receives three baskets worth of strawberries. That’s an incredible bargain.

The bulk buying trend isn’t just for fresh products. The markets that I frequent also have prepared food items. Many of these vendors offer special deals, where they will include an additional effect when you buy three or more. In the last week, I received two tamales after purchasing four packages. In addition, the seller threw in an entire container of salsa at half price. I paid $30 for ten tamales plus salsa. It would have cost me approximately $40 in the shop. When I returned home, I put the tamales in the freezer to enjoy them whenever we wanted.

There are a few farms that offer bulk discounts. Specific deals are contingent on the season and that week’s harvest. Some bulk deals also depend on the time of day.

Shop close to the middle of the market

Farmers’ markets typically remain open for between four and five hours. I’d like to claim that I shop at the closing of the market, as I’m an intelligent and thrifty shopper. But the reality is that I love to relax on weekend mornings, which is why I usually hurry out of the house just in time to be there for the last half hour or time of the market.

It’s a great time to buy bargains. Vendors are looking to bring home as little perishable merchandise as is possible. Certain items won’t be available the next day; therefore, selling them at a discounted price is more advantageous than trading them in the first place. Many vendors offer special day-end discounts and other perks for late customers like me.

The organic strawberries that I love rarely cost less than $20 unless the vendor has plenty of strawberries remaining at the day’s closing. The tamales vendor probably made me feel better by offering salsa since I was among his final customers.

There are some downsides to this approach. Certain products will go out of stock. I frequently skip out on fruit and vegetables that are in short stores. Yet, I discover plenty to fill my pantry at the close of the day at the market. I save money on my grocery bill.

Buy ‘ugly’ produce

The one thing you can find at farmers’ markets that isn’t found in most supermarkets is to produce seconds. They are “apples with problems” or peaches with soft spots, and often they’re less expensive than the gorgeous fruits and vegetables.

Sometimes, the “ugly” fruit is damaged or overripe. It’s still great to make jams, pies, smoothies, or sauces.

There are boxes for delivery of products that deliver food that’s not reasonably sufficient to be taken to the stores. This “imperfect” delivery of products is an excellent price. But, it’s not organic, which I like; therefore, I buy my unattractive product at the farmers’ market.

I can still make a few bucks at the farmers ‘ market. I’ve bought my fair portion of pickles made by artisans and eggs for $9 cartons as well as fancy chocolate bars at $6 per bar. Thanks to the savings I make on most of my grocery purchases, I can spend a little more on certain things.

]]>